Asegura Tu Vida Hoy

  You have worked hard and now you want to relax well   consider  this for the ultimate in   retirement   living:   A house near beautiful  stunning  beaches, a climate that is considered the best in the world-class  medical  care and a cost of living that's 70% cheaper than Florida and this place is just 3 hours from Miami!   The place is Costa Rica and it  represents  the ultimate in retirement living.   Record numbers of Americans are migrating to this  tropical  paradise where the living is easy and those  social  security cheques go much  further !   Here are some of the  benefits  of retirement living in Costa Rica and its just 3 hours away.   1. Cost of living   Houses are 70%  cheaper  than in the US (you can buy a 3 bedroom house for just $60,000) and prices on average have risen 300% in ten years so your home can also build you  signifcant  wealth!   The cost of living is also far cheaper and you can live  comfortably  and $2,000 a month.   Dining out costs $10.00 and a f

  Lively place that is   charged  with the energy of   Caribbean  waves, Miami is a marriage of city   sophistication  and alluring beaches. With world class shopping,   restaurants  that serve gastronomic seafood delights, a colorful arts scene, sports   spectacles  and loads of family attractions, Miami is   considered  of the nation's most versatile   metropolitan  destinations. Living in Miami indeed has so much to offer, not to   mention  the vibrant tropical weather. If you are led to think that the only way to enjoy all these   extraordinary  benefits by living in Miami would cost a great deal of   fortune , you are wrong. As a matter of fact, the cost of living in Miami is   considerably  cheaper than that of many other major cities such as New York, Boston, San Francisco, Chicago, and Seattle. In a data set presented by Homefair.com, which lists cities according to the amount of salary you need to make to   achieve  the same standard of living, Miami fairs well at $51,924

  No matter what stage of your   financial  life you're   currently  in, saving money isn't always easy. An effective savings plan   involves  more than just a budget and goals; it involves a disciplined   attitude  toward keeping your finances on track, working toward reaching   goals , and avoiding impulse buys when your savings start to   accumulate . One of the things that you'll most want to do when you start saving money is protect your accumulating cash from the   unexpected . Insurance not only protects your savings but helps   preserve  it for its intended use.   Protecting Investments   Every time you spend money, you're making an  investment . Whether you buy a house, a car or another big-ticket item, instead of  putting  money into your savings account, you're spending it on an item that you expect to get a return out of. You're expect a return either though the  appreciation  of the asset value or from the  actual  usage of the item and its  ability

  Estates and estate plans have a   mystique   all of their own to the average   observer . It is certainly a   complex  world of tax rules and   regulations  where inherited assets are taxed upon death. How might this affect you and the estate assets you now possess?   First of all what is an estate? Simply put it is the total of all of your assets  including  home, auto, pension and other  retirement  funds, collectibles and possibly the worth of a business minus  liabilities  constitutes your estate. Also included in the total  estate  is any life insurance owned by the estate owner.   When you  purchase  life insurance you own that asset and it becomes part of your estate. As an example, if you were to save $250,000 over your life and you wanted to leave it to your children that would be an  asset . By owning a life insurance policy for $250,000 with your children as  beneficiary  you have  created  an instant asset; an instant estate. Same result.   Estate  taxes  came into play a

  Varios planes de seguro pueden adaptarse a las necesidades de cada cliente. El seguro de vida a término es una cobertura en la que un cliente paga una prima fija durante un período específico. Los beneficiarios del seguro de vida solo pueden obtener los beneficios pagados si la persona asegurada fallece durante la vigencia del contrato. Sin embargo, si el asegurado sobrevive al período del contrato, puede optar por dejar la cobertura o continuar pagando la prima y extender el período del contrato. La empresa puede optar por incluir nuevos términos y condiciones en el contrato si el cliente opta por extender el período del contrato.   Comparar los planes de seguro de vida permite a los clientes pagar las primas durante un período específico, que en su mayoría es de hasta 30 años. Con esto en mente, los clientes deben considerar su estilo de vida para ver si corren el riesgo de morir antes de lo que piensan. Muchos clientes mayores pueden considerar tomar un seguro de vida a corto